How to Apply for Homestead Exemption in 2024

The purpose of this article is to help homeowners in the Atlanta area learn more about Homestead Exemption and the process for applying for this tax break. If you own a home and live in the home as your primary residence, then you should definitely apply for Homestead Exemption. Homestead Exemption allows the assessed value of your home to go down significantly in value in the tax assessor’s eyes because it is an owner-occupied house. This will save you money on your property tax bills while you live there. The deadline to apply is April 1, 2024.

WHAT IS HOMESTEAD EXEMPTION?

A Homestead Exemption is a legal provision that helps reduce the amount of property taxes owed on owner-occupied homes. The tax assessor will reduce the assessed value of your home if you apply for this tax break.

Exemptions are established by state law and voted upon by citizens in a given city, county, or school district.

To qualify for basic Homestead Exemption, you must:

  • Own, occupy, and claim the property as your legal residence on January 1 of the year in which you first qualify for the exemption. For example, if you purchased your home in 2023, then you’d first qualify in January 2024.

  • The person applying for the Homestead Exemption must be listed on the deed

  • You must continue to own and live in the home as your primary residence as long as you claim the exemption.

  • You cannot claim a Homestead Exemption if you claim one anywhere else

  • Homestead Exemptions do not apply to commercial or rental properties, or second homes

  • Homestead Exemptions apply to individuals and not to corporations

While all homeowners may qualify for a basic Homestead Exemption, there are also many different exemptions available for seniors and people with medical or veteran disabilities (and their surviving spouses). Exemptions are also available for surviving spouses of peace officers and firefighters killed in the line of duty. Many special exemptions have requirements for age and/or income.

WHAT DOCUMENTATION DO I NEED TO PROVIDE?

When applying for a Homestead Exemption, someone listed on the deed must complete an application.

Here’s what will be needed to apply:

  • Georgia Driver’s License

    • You will need to update your driver’s license with your new residence address prior to applying for the Homestead Exemption. This can be done online in a few minutes and then the new license will be mailed to you within a few weeks

  • Parcel Number (which can be found on a previous tax bill, previous assessment notice, or can be looked up in your county’s tax assessor website)

  • Owner Names (as listed on the Deed)

  • Property Address

  • Contact Phone Numbers

  • Social Security Numbers

  • Current registration for all vehicles of owner and spouse (registration must show your home address as the property address)

  • Date of Birth for Owners

  • Trust affidavit, if the property is in the name of a Trust

  • State and Federal Tax Returns, if applying for a senior exemption

DO I NEED TO RE-APPLY EVERY YEAR?

Homestead Exemptions renew each year automatically as long as you own and occupy the home as your primary residence.

NOTE - if the names on the deed change, even if the same people live in the home, the person listed on the deed who occupies the property will need to re-apply for Homestead Exemption. So, if you’ve gotten married and recently changed your name, you may need to re-apply for Homestead Exemption!

WHERE DO I APPLY FOR HOMESTEAD EXEMPTION?

Here are the websites to apply for the nine Atlanta-area counties:

WHAT ELSE DO I NEED TO KNOW?

You must apply for Homestead Exemptions before April 1st, 2024 to receive the tax benefits. You’ll be required to submit documents and several pieces of personal information on the application. If you have any questions about your county’s Homestead Exemption process, you can check it out on the tax assessor’s website. If you have any thoughts or questions about Homestead Exemption, I’d love to hear it in the comments below.